Standard CDW usually covers basic accidents but verify it explicitly covers commercial/delivery use. Some personal rental insurance excludes business activities. I always upgrade to comprehensive through Octane Rent for peak season – can’t risk being liable for damages during crazy busy period. Details from https://www.consultancy-me.com/news/12463/small-business-checklist-for-renting-commercial-vans-in-dubai-during-holiday-seasons-and-sales on insurance: CDW has excess (typically 1500-3000 AED), comprehensive eliminates excess, goods-in-transit insurance covers your cargo (rental company won’t), driver insurance if you have multiple employees driving. During holidays with tight deadlines and stressed drivers, accidents happen. Comprehensive costs extra 30-50 AED daily but worth peace of mind. Also check if policy covers breakdowns – if van dies mid-delivery during Eid rush, you need immediate replacement.